A little bit about me...

Monica is a native of Florida from Miami who has been in the Orlando Area since 1994. She has 15 years of mortgage experience and is extremely knowledgeable about qualifying for a loan and buying a house. Whether you are buying or selling, Monica’s “Can Do” attitude will provide you with everything you need to move forward in your real estate transaction.

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My Current Listings

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4049 COBIA DRIVE

HERNANDO BEACH, FL

3 Beds 2 Baths 2,444 Sqft

12556 FLORIDAYS RESORT DRIVE Unit 207-A

ORLANDO, FL

2 Beds 2 Baths 957 Sqft

Our Listings

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13156 HATHERTON CIRCLE

ORLANDO, FL

5 Beds 3 Baths 2,563 Sqft

4603 TERRASONESTA DRIVE

DAVENPORT, FL

5 Beds 4 Baths 2,263 Sqft

43420 HIGHWAY 27 Unit 121

DAVENPORT, FL

1 Beds 1 Baths 300 Sqft

14613 ERICE AVENUE

CLERMONT, FL

4 Beds 2 Baths 2,924 Sqft

11025 LEDGEMENT LANE

WINDERMERE, FL

4 Beds 3 Baths 3,024 Sqft

30276 ARMENIA ROAD

LEESBURG, FL

3 Beds 2 Baths 1,484 Sqft

15532 KENSINGTON TRAIL

CLERMONT, FL

3 Beds 2 Baths 1,352 Sqft

1150 JADE EAST LANE

KISSIMMEE, FL

3 Beds 2 Baths 1,148 Sqft

2142 VICTORIA DRIVE

DAVENPORT, FL

4 Beds 3 Baths 1,937 Sqft

1563 SONG SPARROW COURT

SANFORD, FL

5 Beds 3 Baths 2,669 Sqft

7193 DILLY LAKE AVENUE

GROVELAND, FL

4 Beds 2 Baths 2,103 Sqft

313 SORRENTO ROAD

POINCIANA, FL

3 Beds 2 Baths 2,450 Sqft

1359 AVALON ROAD

WINTER GARDEN, FL

1351 AVALON ROAD

WINTER GARDEN, FL

14540 POINTE EAST TRAIL

CLERMONT, FL

3 Beds 2 Baths 1,524 Sqft

3154 YELLOW LANTANA LANE

KISSIMMEE, FL

3 Beds 2 Baths 1,295 Sqft

13727 BRESSLER ALLEY

WINDERMERE, FL

3 Beds 2 Baths 2,001 Sqft

1602 PINE RIDGE DRIVE

DAVENPORT, FL

5 Beds 4 Baths 3,102 Sqft

307 & 317 SKYBLUE LANE

AUBURNDALE, FL

9918 PALLIDA HICKORY WAY

WINTER GARDEN, FL

3 Beds 2 Baths 1,892 Sqft

565 BIG PINE AVENUE

MINNEOLA, FL

5 Beds 3 Baths 3,211 Sqft

253 GOLDEN SANDS CIRCLE

DAVENPORT, FL

4 Beds 2 Baths 1,930 Sqft

15574 MURCOTT BLOSSOM BOULEVARD

WINTER GARDEN, FL

3 Beds 2 Baths 1,868 Sqft

2029 KNOLLCREST DRIVE

CLERMONT, FL

4 Beds 2 Baths 1,908 Sqft

What’s the difference between an FHA and a conventional loan? 🤔💰
If you’re thinking about buying a home in Florida, knowing your financing options is 🔑

🏡 FHA Loan:

📌Backed by the government

📌Lower credit score requirements

📌As low as 3.5% down

📌Great for first-time buyers

🏡 Conventional Loan:

📌Not government-backed

📌Higher credit score needed

📌Usually 5–20% down

📌Often fewer fees long-term

The right choice depends on your budget, credit history, and goals as a buyer 💡

💬 Thinking of buying soon? I can help you connect with trusted lenders and explore your best options!

📲 DM me if you have questions
📌 Follow me for more tips on buying, selling & everything in between

#firsttimehomebuyer #floridahomes #homebuyertips #realestateflorida #orlandorealestate #tampabayhomes #flhomebuyers #miamirealestate #centralfloridarealestate #buyinginflorida #floridarealtorlife #floridarealestateagent #homesweethomeflorida #househuntingflorida #loanoptions #MVPHomeGroup #RealBroker

What’s the difference between an FHA and a conventional loan? 🤔💰 If you’re thinking about buying a home in Florida, knowing your financing options is 🔑 🏡 FHA Loan: 📌Backed by the government 📌Lower credit score requirements 📌As low as 3.5% down 📌Great for first-time buyers 🏡 Conventional Loan: 📌Not government-bac…

Here’s what you get for $350K in LEESBURG 🏡💰
Spoiler alert: it’s everything you’ve been looking for 🔑

✨ Welcome to 30276 Armenia Rd, Leesburg, FL 34748
Located in the beautiful Lake Denham Estates, this 2022-built gem is move-in ready and packed with upgrades you’ll love 👇

🛏 3 Bedrooms
🛁 2 Bathrooms
📐 1,484 Sq Ft
🚗 2-Car Garage
📍 Built in 2022

Enjoy the benefits of an open concept layout with ceramic tile throughout the main areas, granite countertops, stainless steel appliances, and a split-bedroom floorplan for added privacy.

Step outside to your fully fenced backyard and open-air patio—perfect for relaxing or entertaining 🌤️

Plus:
✔️ Energy-efficient features
✔️ Spacious primary suite w/ walk-in closet
✔️ Smart layout + modern finishes
✔️ Minutes from Downtown Leesburg, The Villages, shopping & dining
✔️ Low HOA and a family-friendly playground

🏠 Whether you're a first-time buyer or looking to downsize in style, this home checks all the boxes!

📲 Want the full tour or need help navigating the Leesburg market? Message me and let’s make your next move the right one!

💬 Follow for more real estate gems, buyer tips, and Central Florida listings!

#leesburgflhomes #leesburgrealestate #homesforsaleleesburg #floridarealestate #centralfloridarealtor #lakecountyhomes #leesburgflorida #homebuyinginflorida #affordableflhomes #buyahomeinleesburg #firsttimehomebuyerfl #floridahomebuyers #floridahousingmarket #realestateleesburg #moveinreadyhome #MVPHomeGroup #RealBroker

1 Here’s what you get for $350K in LEESBURG 🏡💰 Spoiler alert: it’s everything you’ve been looking for 🔑 ✨ Welcome to 30276 Armenia Rd, Leesburg, FL 34748 Located in the beautiful Lake Denham Estates, this 2022-built gem is move-in ready and packed with upgrades you’ll love 👇 🛏 3 Bedrooms 🛁 2 Bathrooms 📐 1,484 Sq Ft 🚗 2…

3 730 Lowell Boulevard is officially LEASED and ready for action! 📍 Orlando, FL 🏢 Commercial Lease | 1,202 Sq. Ft. | 2-Bay Garage The newest tenant will be revving up a brand-new auto shop business right here, taking full advantage of this high-visibility, high-traffic location. With two garage bays and flexible worksp…

First-time buyer? Here’s what you really need to know 🏡🔑

Buying your first home is exciting—but let’s be real, it can also feel overwhelming.

So here’s a quick breakdown to help you walk in confidently instead of confused:

✅ Get pre-approved before you fall in love with a home. This tells you how much home you can actually afford—and strengthens your offer.

✅ Know your must-haves vs. nice-to-haves. Trust me, no home checks 100% of the boxes, but the right one will check the ones that matter most.

✅ Work with an agent who’s local, responsive, and real. This isn’t just a transaction—it’s the start of a major life chapter.

✅ Factor in more than the mortgage. Taxes, insurance, HOA fees, maintenance—these all matter.

✅ Be ready to move fast. The Florida market stays competitive, and waiting too long can mean missing out.

🏡 Buying your first home should feel exciting—not stressful. That’s where I come in.

📲 DM me with your biggest homebuying questions or to start your journey—I'm here to guide you every step of the way.

💬 Follow me for more first-time buyer tips, Florida listings, and honest real estate advice.

#firsttimehomebuyer #floridahomesforsale #floridarealestate #buyahomeinflorida #centralflrealestate #homebuyingtips #realestateflorida #homebuyersguide #realtorlife #floridahousingmarket #affordableflhomes #floridabuyers #homesweethomefl #homebuyingjourney #realestateadvice

1 First-time buyer? Here’s what you really need to know 🏡🔑 Buying your first home is exciting—but let’s be real, it can also feel overwhelming. So here’s a quick breakdown to help you walk in confidently instead of confused: ✅ Get pre-approved before you fall in love with a home. This tells you how much home you can a…

📍WINDERMERE BUYERS: You’re not going to believe this home is under $1M! 😍

Tucked inside the gated Glenmuir community, 11025 Ledgement Lane is the perfect blend of luxury, space & privacy—at just $990K 👏

✨ 4 Beds | 4 Baths | 3-Car Garage | 3,024 Sq Ft | 0.33-Acre Lot
🚪 Private den for your home office or gym
🍽️ Fully renovated chef's kitchen w/ quartz counters, wine fridge & glass backsplash
🛁 Spa-like primary suite w/ soaking tub & direct lanai access
🌅 Tranquil pond views & no rear neighbors — ready for your dream pool!
🚗 Oversized driveway fits 9 vehicles
🎯 Zoned for top-rated schools + just minutes from Windermere Prep & Disney

This home is move-in ready, show-stopping, and priced to move — don’t wait!

📲 Thinking of making a move or just love seeing stunning homes?
Follow for more local listings, market insights, and expert advice!

#leesburgflhomes #leesburgflorida #leesburghomesforsale #leesburgrealestate #leesburgrealtor #firsttimehomebuyerfl #floridahomesforsale #centralfloridarealestate #homesinleesburgfl #leesburgflhomebuying #homesearchflorida #buyingahomefl #househuntingflorida #leesburgflrealty #flrealestateexpert #MVPHomeGroup #RealBroker

1 📍WINDERMERE BUYERS: You’re not going to believe this home is under $1M! 😍 Tucked inside the gated Glenmuir community, 11025 Ledgement Lane is the perfect blend of luxury, space & privacy—at just $990K 👏 ✨ 4 Beds | 4 Baths | 3-Car Garage | 3,024 Sq Ft | 0.33-Acre Lot 🚪 Private den for your home office or gym 🍽️ Fully …

🔥 JUST LISTED in Clermont, FL!
📍 14613 Erice Ave, Clermont, FL 34714

✨ Spacious + Stylish Two-Story Living!
🛏 5 Bedrooms | 🛁 3 Bathrooms | 📐 2,900 Sq Ft

This beautifully maintained home is perfect for families featuring:
✅ Gourmet kitchen w/ stainless steel appliances & granite countertops
✅ Open-concept great room + light-filled bonus room (ideal for office or guest suite)
✅ Expansive primary suite w/ spa-like bath & walk-in closet
✅ Large backyard – perfect for entertaining or relaxing
✅ Access to community pool, playground, clubhouse & more!
🐶 Pet-friendly living in a vibrant neighborhood

Ready for its next chapter—schedule your private showing today!

#JustListed #ClermontFL #FloridaRealEstate #SpaciousLiving #FamilyHome #NewListing #DreamHome #MoveInReady #HouseGoals #ClermontLiving #MVPHomeGroup #RealBroker

1 🔥 JUST LISTED in Clermont, FL! 📍 14613 Erice Ave, Clermont, FL 34714 ✨ Spacious + Stylish Two-Story Living! 🛏 5 Bedrooms | 🛁 3 Bathrooms | 📐 2,900 Sq Ft This beautifully maintained home is perfect for families featuring: ✅ Gourmet kitchen w/ stainless steel appliances & granite countertops ✅ Open-concept great room +…

Wondering how much money you really need to buy a $400K home in Florida?

📌 Save this post! It breaks down everything first-time buyers ask about!

If you're house hunting in Central Florida, here’s what your out-of-pocket costs could look like based on two common loan types ⬇️

FHA Loan (3.5% down):
🏠 Purchase Price: $400,000
💰 Down Payment: $14,000
🧾 Estimated Closing Costs (3–4%): $12,000–$16,000 (We can negotiate this)
📊 Estimated Total Cash Needed: $26,000–$30,000

Conventional Loan (3% down):
🏠 Purchase Price: $400,000
💰 Down Payment: $12,000
🧾 Estimated Closing Costs (3–4%): $12,000–$16,000 (We can negotiate this)
📊 Estimated Total Cash Needed: $24,000–$28,000

🔍 These numbers can shift depending on your credit score, lender fees, insurance, and any seller-paid closing costs but this gives you a realistic range to plan for.

🎯 Buying a home is possible with the right guidance. Follow for more real estate education!

#howtobuyahome #fhaloanexplained #centralfloridarealestate #orlandorealestate #firsttimehomebuyer #homebuyingtips #floridarealestateagent #realestatemadeeasy #mortgagetips #closingcostbreakdown #homeownershipjourney #househuntingflorida

1 1 Wondering how much money you really need to buy a $400K home in Florida? 📌 Save this post! It breaks down everything first-time buyers ask about! If you're house hunting in Central Florida, here’s what your out-of-pocket costs could look like based on two common loan types ⬇️ FHA Loan (3.5% down): 🏠 Purchase Price: …

Don’t let these surprise expenses catch you off guard!

Here are 3 things most buyers forget to budget for
(and wish someone told them sooner!)
⠀
Home Inspections – It’s not just a box to check. A solid inspection can save you thousands later.
⠀
Closing Costs – These can range from 2–5% of the purchase price. Yep, it adds up quick.
⠀
Home Appraisal – Lenders require it, and it’s usually out-of-pocket. Most buyers overlook this until it’s due.
⠀
Buying a home is a big step, don’t skip the small stuff that can make a big dent in your wallet.
⠀
Follow for more real-life real estate tips that save you stress (and money).
⠀
#centralfloridarealestate #homebuyingtips #firsttimehomebuyer #orlandorealestate #clermonthomesforsale #floridahomebuyers #realestateflorida #movingtocentralflorida #buyingahome #homesweethome #househunting #dreamhomebound

1 Don’t let these surprise expenses catch you off guard! Here are 3 things most buyers forget to budget for (and wish someone told them sooner!) ⠀ Home Inspections – It’s not just a box to check. A solid inspection can save you thousands later. ⠀ Closing Costs – These can range from 2–5% of the purchase price. Yep, it a…

🏡 OPEN HOUSE THIS SUNDAY!
📍 9918 Pallida Hickory Way, Winter Garden, FL 34787
🗓️ Sunday, April 13 | 12–3PM

Live where luxury meets lifestyle in the heart of Hamlin’s Watermark community ✨
🛏 3 Beds | 🛁 2.5 Baths | 📐 1,892 Sq Ft | 🏗 Built 2019

Highlights include:
✔️ Designer primary bath + custom closet system
✔️ Wine cellar, epoxy floors, & surround sound
✔️ Plantation shutters, upgraded kitchen & laundry
✔️ New A/C coils, water softener & energy-efficient insulation
✔️ Disney fireworks views from your backyard 🎆
✔️ Top-rated schools + 4 resort-style pools, clubhouse & tennis

Move-in ready & loaded with upgrades – this home is a must-see 🌟

Come tour your dream home this weekend!

#OpenHouse #WinterGardenRealEstate #HamlinHomes #WatermarkCommunity #LuxuryLiving #CentralFloridaHomes #DisneyViews #RealtorLife #MoveInReady #DreamHome #MVPHomeGroup #RealBroker

4 🏡 OPEN HOUSE THIS SUNDAY! 📍 9918 Pallida Hickory Way, Winter Garden, FL 34787 🗓️ Sunday, April 13 | 12–3PM Live where luxury meets lifestyle in the heart of Hamlin’s Watermark community ✨ 🛏 3 Beds | 🛁 2.5 Baths | 📐 1,892 Sq Ft | 🏗 Built 2019 Highlights include: ✔️ Designer primary bath + custom closet system ✔️ Wine …

Need to get your home sold? You’re in the right place 😎

Follow the team ⤵️
@yourhomebynoah
@nelsoncruzrealtor
@christinafatarealtor
@sharonmatiasrealtor
@jamesgoodyearrealtor
@obeddiazrealtor
@soldby.kevin

Follow 👉🏼 @mvphomegroup your favorite Central Florida real estate team! 💪🏼

#realestate #centralflorida #brokeropen #mvphomegroup #realtorlife #realtorhumor #explorepage #orlandorealtor #listingagent #buyingagent

52 11 Need to get your home sold? You’re in the right place 😎 Follow the team ⤵️ @yourhomebynoah @nelsoncruzrealtor @christinafatarealtor @sharonmatiasrealtor @jamesgoodyearrealtor @obeddiazrealtor @soldby.kevin Follow 👉🏼 @mvphomegroup your favorite Central Florida real estate team! 💪🏼 #realestate #centralflorida …

🏡 OPEN HOUSE THIS SATURDAY!
📍 13727 Bressler Alley, Windermere, FL 34786
🗓️ Saturday, April 12 | 11AM–2PM

Modern elegance meets low-maintenance luxury in the highly sought-after Vineyards of Horizon West 🍇
✨ 3 Beds | 3 Baths | 2,102 Sq Ft | Built 2019

Highlights:
✔️ Gourmet kitchen w/ induction oven + Thermador dishwasher
✔️ Luxury vinyl flooring + 9' ceilings throughout
✔️ Insulated screened-in patio + overhead garage storage
✔️ Resort-style community pools, trails, playgrounds & dog park
✔️ Top-rated schools just minutes away
✔️ Move-in ready & packed with upgrades!

📍Minutes from Disney, shopping, and dining – this stunning townhome offers the perfect blend of style, comfort, and convenience.

✨ Come see it for yourself — you’ll fall in love!

#OpenHouse #WindermereFL #HorizonWestLiving #LuxuryTownhome #MoveInReady #FloridaRealEstate #ModernLiving #RealtorLife #CentralFloridaHomes #MVPHomeGroup #RealBroker

2 🏡 OPEN HOUSE THIS SATURDAY! 📍 13727 Bressler Alley, Windermere, FL 34786 🗓️ Saturday, April 12 | 11AM–2PM Modern elegance meets low-maintenance luxury in the highly sought-after Vineyards of Horizon West 🍇 ✨ 3 Beds | 3 Baths | 2,102 Sq Ft | Built 2019 Highlights: ✔️ Gourmet kitchen w/ induction oven + Thermador dishw…

🏡 OPEN HOUSE THIS SUNDAY! 🗓️
📍 739 Annabell Ridge Rd, Minneola, FL 34715
🕐 Sunday, April 13 | 1PM–3PM

✨ Don’t miss this nearly new 5 BED | 4 BATH | 3-CAR GARAGE beauty in the heart of Minneola! Built in 2022, this 3,211 sq ft stunner is packed with upgrades:
✅ Gourmet kitchen w/ gas cooktop & granite counters
✅ High ceilings & luxury vinyl plank flooring
✅ Oversized lanai & large backyard
✅ Spacious loft + walk-in closets in every room

Just minutes from the Turnpike, the new Publix plaza, dining, shopping & more!

🏠 Why wait to build when you can move into your dream home now?
Come tour this gorgeous home in person — we’ll see you there!

#OpenHouse #MinneolaFL #FloridaHomes #DreamHome #JustListed #LuxuryLiving #RealtorLife #CentralFloridaRealEstate #HouseGoals #FamilyHome #MVPHomeGroup #RealBroker

🏡 OPEN HOUSE THIS SUNDAY! 🗓️ 📍 739 Annabell Ridge Rd, Minneola, FL 34715 🕐 Sunday, April 13 | 1PM–3PM ✨ Don’t miss this nearly new 5 BED | 4 BATH | 3-CAR GARAGE beauty in the heart of Minneola! Built in 2022, this 3,211 sq ft stunner is packed with upgrades: ✅ Gourmet kitchen w/ gas cooktop & granite counters ✅ High c…